A car accident is one of the most stressful things you are likely to go through. Even if you have health insurance, a high deductible or coverage limits could make getting the treatment you need expensive.
However, it is crucial that you see a doctor as soon as possible or at least receive on-site treatment after your accident. If you want to pursue compensation for your medical bills, property losses and any pain and suffering, medical evidence is one of the most important parts of your case.
Don't Give The Insurance Company Reason To Dispute Your Claims
When you receive treatment after an accident, either from an on-site EMT, from an emergency room visit or from your primary care provider, you will have a record of your injuries. If they are serious and they require further treatment, you should make sure to keep records of everything: the medications you take, physical therapy you receive or any surgeries required.
Additionally, if you have to miss work, take note of this as well. It could mean you could receive compensation for lost wages.
If you do not seek medical care, the insurance companies can argue that your injuries are not the serious, meaning you do not deserve any compensation, except for maybe a small amount.
You Have Options
There is no doubt that medical treatment can be expensive. However, there may be options to help you afford treatment while your case works its way through the legal system. An experienced personal injury lawyer may be able to help you find alternative means of paying for treatment, including:
- Disability benefits or wage loss benefits through your work
- A letter of protection, which promises to pay your doctor from any settlement proceeds
If you are confused or worried, talk to a personal injury attorney who offers free consultations. You will not have to worry about additional costs.