Injured in a work accident in Pennsylvania? Suffering from a work-related illness? Lose a loved one from either of the two? This week’s column will continue answering common questions about workers’ compensation insurance and benefits.

Question number one for this week is: How long do I have to file a claim? Believe it or not, not everyone thinks about filing a workers’ compensation claim right away. It is understandable, as they have a lot of other things on their plates; however, there are time limits for filing such a claim. For injury claims, a person has 120 days to file a claim with the work comp provider. When it comes to occupational diseases, on the other hand, one has up to 300 weeks from the date of exposure or the last day of employment.

Question number two for the week is: What if claims are not paid out? Sadly, this happens all too often. Claims may be denied or only partially paid; in either case, the victim and his or her family may be left struggling to get by. If this happens, one’s employer can first be contacted in order to figure out what is the matter. If that fails to produce desirable results, one may seek help from legal counsel to resolve the issue.

It is unfortunate that, in one’s time of need, there is a need to fight with insurance providers in order to receive or seek to receive full workers’ compensation benefits. Thankfully, this is not anything that one must do on his or her own. With the help of an attorney, Pennsylvania residents can seek full and fair work comp coverage.

Source: dli.pa.gov, “About Workers’ Compensation: What if there is a problem?“, Accessed on Sept. 18, 2017