In Pennsylvania, employers with one or more employees must carry workers’ compensation insurance to cover those who sustain on-the-job injuries.
You may have heard that the filing procedure is complicated, but it doesn’t always have to be that way. Here are tips for making the process as simple as possible.
Get prompt medical attention
If you suffer an injury at work, seek prompt medical attention. A doctor can confirm whether there are any underlying injuries and recommend a course of treatment. Keep in mind that in Pennsylvania, you must receive medical care from a doctor specified under your employers’ insurer within 90 days of the injury. After that, you can choose your own doctor.
Notify your employer
Once you receive proper medical care, you must notify your employer of your injury in writing in order to establish an official record of the incident. Your employer may be able to give you the workers’ compensation claim form. The information required includes the type of injury; the part of the body the injury affects; the date, time and place of the injury; how it occurred; and the contact information for any other parties involved.
Keep a journal about your injury, how it affects your ability to work and manage your daily activities. Record treatment, such as physical therapy sessions. Keep all receipts for your expenses.
Seek professional assistance
To ensure that you do not make a mistake in the process, you might consider obtaining legal guidance in completing and submitting your workers’ compensation claim and better your chances for benefits approval. Professional assistance helps to make the filing process quick and easy.